Now that the rainy season has ended many homeowners and building owners are looking to make roof repairs. Unfortunately most of them will end up paying far more for those repairs than they should because they don’t understand the roof damage insurance claim process. Homeowners can save themselves a great deal of money and countless headaches by using a roof consultant firm, such as Paramount Disaster Recovery Inc. to handle the entire roof damage insurance claim process
Insurance companies are looking to limit or deny payout on roof damage claims. Many causes of roof damage, including foot traffic, high winds, and hail among others, are covered by most insurance policies. However, many of these legitimate claims are rejected or only partially paid for by the home owners insurance company because of poor documentation or incomplete roof inspection. That is where a roof consultant can end up saving the homeowner hundreds of thousands of dollars in roof repair costs.
One recent Paramount client was initially awarded a $1500 claim to patch their roof that had been damaged by high winds. After Paramount had a chance to access the total damage it was discovered that the roof patch that the insurance company had recommended was an inadequate solution and had in fact led to mold growth within the structure.
Steve Slepcevic’s team of insurance claim consultants re-filed the claim documenting the original damage along with the additional mold damage and won a settlement of $380,000 for the client. This paid for the mold removal and a complete roof replacement. Without the help of Paramount roof consultants the client would have had to pay those costs completely out of his own pocket.
For a homeowner, commercial building owner, even Homeowners Associations the roof damage insurance claim process can be an overwhelming experience. In order to make the process easier Paramount is launching three new web sites, www.roof-damage.com, www.calshake.com, and www.cemwood.com. Roof consultants can save property owners hundreds of thousands of dollars and countless headaches. Now Paramount has made the process even easier with three new web sites designed to provide the information and resources needed to get your roof fixed right.
About Paramount Disaster Recovery Inc.:
Since 1989 Paramount Disaster Recovery has been helping individual homeowners, business owners, and homeowner associations (HOA) with their roof repair needs, including roof consultants, insurance claim consultants, and roofing contractors. Paramount is a proud member of the Building Owners & Managers Association International, the Community Associations Institute, and the National Institute of Disaster Restoration.
Contact:-
Steve Slepcevic
310-265-8846
Paramount Disaster Recovery Inc.
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
Steve Slepcevic founded Paramount Disaster Recovery Inc. in 1989 and serves as its president and chief executive officer. Through his diligence in serving the clients of Paramount, Mr. Slepcevic has guided Paramount to become the recognized consulting firm in nationwide disaster emergency response, construction consulting, and complete reconstruction.
Friday, August 20, 2010
Tuesday, August 10, 2010
Steve Slepcevic, Paramount Disaster Recovery - Additional Recovery Support Services
Because every project is unique, additional services are often necessary to assist a client through the entire recovery process. Steve Slepcevic founded Paramount Disaster Recovery, Inc. has the most comprehensive array of consulting, support and referral services in the industry, including:
• Building and specialty contractor services
• Roofing and waterproofing consultants
• Structural and civil engineers
• Architect and interior designers
• Mold and asbestos testing facilities
• Data recovery and information system specialists
• Electronics and essential equipment salvage
• Book and document reclamation
• Pack-out and relocation services
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
• Public Adjuster and Attorney Referrals
Paramount Disaster Recovery, Inc. has the technical expertise and proven experience to provide clients with the resources to make a complete and successful recovery. Paramount far exceeds our clients’ expectations and our clients know they are in the best of care when it matters most.
• Building and specialty contractor services
• Roofing and waterproofing consultants
• Structural and civil engineers
• Architect and interior designers
• Mold and asbestos testing facilities
• Data recovery and information system specialists
• Electronics and essential equipment salvage
• Book and document reclamation
• Pack-out and relocation services
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
• Public Adjuster and Attorney Referrals
Paramount Disaster Recovery, Inc. has the technical expertise and proven experience to provide clients with the resources to make a complete and successful recovery. Paramount far exceeds our clients’ expectations and our clients know they are in the best of care when it matters most.
Sunday, August 8, 2010
Steve Slepcevic, Paramount Disaster Recovery - The Final Phase of Disaster Recovery
Paramount's Construction Management Team--
Paramount Disaster Recovery has the experience and team of experts to manage your general contractor, specialty and subcontractor crews. Paramount’s Construction Management Team will oversee the repair, rebuild and ensure that all specifications as outlined per the architect and engineer are followed and that all steps are followed to meet or exceed the current uniform building codes! Steve Slepcevic founded Paramount Disaster Recovery operates a construction management team that has over 20 years in residential, commercial and industrial properties. Steve Slepcevic says our reputation has drawn some of America’s finest engineers, architects and estimators to offer their expertise and unique skills to our clients. Paramount Disaster Recovery has the resources and capabilities to immediately respond to damaged property worldwide. This timely response has proven to be financially beneficial to property owners and insurance companies
Paramount consulting projects have included--
• Major retail centers, hospitality and restaurants
• Churches, schools and conference centers
• Commercial high-rise and multi-level office buildings
• Factories and industrial complexes
• Homes and large multi-family communities
Paramount Disaster Recovery has the experience and team of experts to manage your general contractor, specialty and subcontractor crews. Paramount’s Construction Management Team will oversee the repair, rebuild and ensure that all specifications as outlined per the architect and engineer are followed and that all steps are followed to meet or exceed the current uniform building codes! Steve Slepcevic founded Paramount Disaster Recovery operates a construction management team that has over 20 years in residential, commercial and industrial properties. Steve Slepcevic says our reputation has drawn some of America’s finest engineers, architects and estimators to offer their expertise and unique skills to our clients. Paramount Disaster Recovery has the resources and capabilities to immediately respond to damaged property worldwide. This timely response has proven to be financially beneficial to property owners and insurance companies
Paramount consulting projects have included--
• Major retail centers, hospitality and restaurants
• Churches, schools and conference centers
• Commercial high-rise and multi-level office buildings
• Factories and industrial complexes
• Homes and large multi-family communities
Friday, August 6, 2010
Steve Slepcevic, Paramount Disaster Recovery - Construction Consulting Team
Construction Consulting Team-
Steve Slepcevic founded Paramount Disaster Recovery, Inc. provides your project with professionals in construction management, general contracting, engineering and architecture. Our professional consulting staff contribute their extensive knowledge, background and sophisticated understanding either as an independent consultant prior to construction or a as member of your project team to oversee the construction process.
With over 20 years of experience in the industry, Paramount Disaster Recovery, Inc. has developed a professional consulting staff with the capability to provide your project with a full range of professional construction management services.
Construction Consulting Included--
• Design and cost analysis
• Bid analysis and comparison
• Scope of services and deliverables
• Project management and construction scheduling
• Subcontractor sequencing and progress reviews
• Project delay recovery
Insurance carriers, independent adjusters, public adjusters, lawyers, and accountants who serve them have turned to Paramount Disaster Recovery, Inc. to provide expert analysis and opinion in the areas of construction and related contract litigation. Steve Slepcevic says our professional construction staff provides expert evaluations, recommendations and reports to attorneys and public adjusters who are seeking to review project performance or negotiate realistic resolutions before, during or after construction process. We have acted as expert witness and assisted in preparing expert exhibits when our unique insight has been sought to mitigate construction delays and resolve contract disputes.
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
Steve Slepcevic founded Paramount Disaster Recovery, Inc. provides your project with professionals in construction management, general contracting, engineering and architecture. Our professional consulting staff contribute their extensive knowledge, background and sophisticated understanding either as an independent consultant prior to construction or a as member of your project team to oversee the construction process.
With over 20 years of experience in the industry, Paramount Disaster Recovery, Inc. has developed a professional consulting staff with the capability to provide your project with a full range of professional construction management services.
Construction Consulting Included--
• Design and cost analysis
• Bid analysis and comparison
• Scope of services and deliverables
• Project management and construction scheduling
• Subcontractor sequencing and progress reviews
• Project delay recovery
Insurance carriers, independent adjusters, public adjusters, lawyers, and accountants who serve them have turned to Paramount Disaster Recovery, Inc. to provide expert analysis and opinion in the areas of construction and related contract litigation. Steve Slepcevic says our professional construction staff provides expert evaluations, recommendations and reports to attorneys and public adjusters who are seeking to review project performance or negotiate realistic resolutions before, during or after construction process. We have acted as expert witness and assisted in preparing expert exhibits when our unique insight has been sought to mitigate construction delays and resolve contract disputes.
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
Thursday, August 5, 2010
Steve Slepcevic, Paramount Disaster Recovery - Delivering Peace of Mind to Protect Your Investment
With over 20 years of service to the insurance disaster recovery industry, Steve Slepcevic founded Paramount Disaster Recovery, Inc., has been providing consulting services and understands that it is not just about saving money, it is about expediting the insurance claims process, restoring the damaged property, serving the insured, and reducing business interruption. That’s why we offer a menu of consulting services that address the property and business owner’s needs for response and recovery
Our client base includes a wide variety of insurance carriers, independent adjusters, public adjusters, lawyers, and accountants who serve them.
Property and business owners worldwide have relied on Paramount Disaster Recovery for all their property damage recovery needs. Paramount provides its clients with a proven solution. It is the most comprehensive package of disaster recovery consulting services in the industry, specifically designed to safeguard your property — when disasters occur.
Emergency Response Team--
Disasters happen anytime, anywhere, and usually without notice. That’s why Steve Slepcevic (Paramount Disaster Recovery) has assembled our Emergency Response Team. We are ready 24-hours a day, 365 days a year to react swiftly to any emergency — worldwide. Rapid on-site response allows us to assess and initiate appropriate mitigation protocol procedures. Reaction time can be the crucial difference in preventing further damage to your property or possessions. Paramount Disaster Recovery can assist in minimizing the disruption to your property or business and limits your financial loss.
When disaster strikes, call our 24-hour Emergency Response Center toll free at 800-798-5025. A Paramount emergency response consultant will answer your questions, review all options and recommend a plan of action. We will then immediately dispatch an emergency service response team to your location. Steve Slepcevic's “24-Hour Emergency Response Team” will provide the critical supervision needed when every second counts.
Emergency Response Team Oversees--
• Fire damage, board-up, temporary fencing, smoke removal and clean-up
• Roof shrink wrap / water extraction / flood clean-up, drying equipment
• Earthquake and structural shoring engineers
• Hazardous material testing and remediation
• System integration reconstruction
• Content cleaning and replacement
• Relocation and property security services
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
Our client base includes a wide variety of insurance carriers, independent adjusters, public adjusters, lawyers, and accountants who serve them.
Property and business owners worldwide have relied on Paramount Disaster Recovery for all their property damage recovery needs. Paramount provides its clients with a proven solution. It is the most comprehensive package of disaster recovery consulting services in the industry, specifically designed to safeguard your property — when disasters occur.
Emergency Response Team--
Disasters happen anytime, anywhere, and usually without notice. That’s why Steve Slepcevic (Paramount Disaster Recovery) has assembled our Emergency Response Team. We are ready 24-hours a day, 365 days a year to react swiftly to any emergency — worldwide. Rapid on-site response allows us to assess and initiate appropriate mitigation protocol procedures. Reaction time can be the crucial difference in preventing further damage to your property or possessions. Paramount Disaster Recovery can assist in minimizing the disruption to your property or business and limits your financial loss.
When disaster strikes, call our 24-hour Emergency Response Center toll free at 800-798-5025. A Paramount emergency response consultant will answer your questions, review all options and recommend a plan of action. We will then immediately dispatch an emergency service response team to your location. Steve Slepcevic's “24-Hour Emergency Response Team” will provide the critical supervision needed when every second counts.
Emergency Response Team Oversees--
• Fire damage, board-up, temporary fencing, smoke removal and clean-up
• Roof shrink wrap / water extraction / flood clean-up, drying equipment
• Earthquake and structural shoring engineers
• Hazardous material testing and remediation
• System integration reconstruction
• Content cleaning and replacement
• Relocation and property security services
Steve Slepcevic founded Paramount Disaster Recovery has been helping individual homeowners, homeowner associations (HOA) with their roof repair needs,consultants, insurance claim consultants. Steve Slepcevic is proud member of the Building Owners & Managers Association International and National Institute of Disaster Restoration.
Tuesday, August 3, 2010
Steve Slepcevic, Disaster Recovery Expert - Top 10 Things to Do When Disaster Strikes
Steve Slepcevic, Disaster Recovery Expert - Top 10 Things to Do When Disaster Strikes!
Most disasters, by their very nature, are unforeseen and can happen anytime,
anywhere, at a moment’s notice, from wind, water, vandalism, fire to terrorism.
Reaction time is critical and can mean the difference between preventing further
destruction or easily reclaiming damaged property and possessions after disaster
strikes. It is important that property owners and business owners know what to do
when disaster strikes. Here is a list that every property owner and business owner
should have:
1. Contact your insurance agent and file your claim promptly. The policy specifies that you do this on a timely basis … immediately. Get a copy of the accord claim form from your agent as submitted by him as written confirmation of the claim filing.
2. Protect the property from further damage and document your loss. Take video or photos lots of photos! Then, protect the roof to prevent further water damage or secure the premises to prevent theft. Personal property must be inventoried and moved to a storage facility if the structure is severely damaged in order to make the necessary repairs.
3. Set up a team within your company to deal with the loss. Make sure this team is
composed of your most competent, trustworthy people since your company’s recovery
lies in the balance. Only one person on the team should be the information conduit to the insurance company, since, as in anything else in business, loose lips sink ships. Information is everything in an insurance claim and you must be all wise in that which leaves your company. Company adjusters have denied claims based on statements given by employees that were only rumors to begin with. Direct your team to implement the contingency operations plan, (if you have one), to facilitate maintenance of your business as a going concern. You must do this to mitigate your covered business income loss thereby maximizing the potential within the insurance policy to cover the loss. If you do not have a contingency operations plan, develop it with an expert in Contingency Planning.
4. Study your insurance policy. Don’t let anyone else assume this responsibility - not your employees, not your broker and certainly not the insurance adjuster. The policy was broadly written to allow flexibility by the company in adjusting the loss and the adjuster will utilize this flexibility to convince you to see things his way. The insurer wrote the insurance policy and you had no opportunity to negotiate the terms when you purchased it. Therefore, any ambiguities in the language should fall in your favor.
5. Gain control of the situation. This is your loss, not the insurance company’s loss. You must be pro-active in the insurance claims process. Your adjuster is the eyes, ears and the voice of the insurance company. Nowhere in your policy does it say that the insurance company must provide you with an adjuster. The policy states quite the contrary – all policies require you to prepare and present your claim. So why does the insurance company provide you with an adjuster? Because the company wants to control the loss adjustment by having their representative steer the process in their desired direction and to persuade you to agree to their adjuster’s calculations of the loss. Allowing the insurance company to prepare your claim is just like allowing the IRS to prepare your tax return … . They may not dig deep enough to find everything to which you are entitled!
6. Retain experts to assist you in proving the loss. You may need an architect, engineer,equipment expert, general contractor or even a coverage attorney. Make sure that they understand how to deal with insurance companies, as you want them to work in your best interest. (Even though the insurance company will be paying you, your experts may believe that since the insurance company writes the checks, they also call the shots!) The insurer will most likely bring their own preferred experts to generate reports that may favor the insurer’s perspective.
7. Demand that the company issue a large advance check upon adjuster’s first visit. Do not be embarrassed to ask for money since it is yours! This first visit is to enable the company to reserve the loss (set aside money from the company cash to pay the claim), and to strategize their approach to the claim. Although the policy does not specifically require the company to issue an advance, it is not reasonable for them to withhold money that they know they owe, especially since your cash flow requirements continue after the loss.
8. Always be aware of the players and their positions in the game. Although most in the insurance industry are honest and ethical, full disclosure of who is the agent of whom, is not the norm is this business! Your agent may have a fiduciary duty to the insurance company, not you. If he is an agent of the insurer, he does owe a fiduciary duty to them and not to you. The adjuster, on the other hand, no matter how friendly and seemingly cooperative he may appear, owes a fiduciary duty to the insurer. The claim process should not be adversarial by any means, but it is a high stakes chess game that the insurance companies play every day. This being your first or even second claim does not put you on a level playing field with the insurance company’s agents.
9. Keep in mind that adjusting a large property insurance claim is a very specialized field. Even your attorney and CPA would probably not say that they are experts in this field.Your broker, no matter how sophisticated, will most likely admit that neither he nor his firm are experienced in handling claims. He may have a claims department within the agency, but his job is to facilitate smooth communications between the insurer and you,the insured. No insurance company allows insurance brokers or agents to adjust claims over a few thousand dollars without the expertise of an adjuster as their agent in the claim.
10. Retain a claims consultant with a team of experts as your agent in the preparation of the claim. These consultants are licensed and qualified to handle your claim and act as your fiduciary. They will maximize your legitimate recovery, minimize your downtime, and create a level playing field with the insurance company throughout the claims process. They will report to you and advise, to the best of their ability, as to the best course of action. There will be literally hundreds of decisions to make regarding policy coverage and limits, customary adjusting practices and claim formatting. Do not make the mistake of collaborating with those whose goals are different than those of your business. There is much more at stake than the dollars!
Most disasters, by their very nature, are unforeseen and can happen anytime,
anywhere, at a moment’s notice, from wind, water, vandalism, fire to terrorism.
Reaction time is critical and can mean the difference between preventing further
destruction or easily reclaiming damaged property and possessions after disaster
strikes. It is important that property owners and business owners know what to do
when disaster strikes. Here is a list that every property owner and business owner
should have:
1. Contact your insurance agent and file your claim promptly. The policy specifies that you do this on a timely basis … immediately. Get a copy of the accord claim form from your agent as submitted by him as written confirmation of the claim filing.
2. Protect the property from further damage and document your loss. Take video or photos lots of photos! Then, protect the roof to prevent further water damage or secure the premises to prevent theft. Personal property must be inventoried and moved to a storage facility if the structure is severely damaged in order to make the necessary repairs.
3. Set up a team within your company to deal with the loss. Make sure this team is
composed of your most competent, trustworthy people since your company’s recovery
lies in the balance. Only one person on the team should be the information conduit to the insurance company, since, as in anything else in business, loose lips sink ships. Information is everything in an insurance claim and you must be all wise in that which leaves your company. Company adjusters have denied claims based on statements given by employees that were only rumors to begin with. Direct your team to implement the contingency operations plan, (if you have one), to facilitate maintenance of your business as a going concern. You must do this to mitigate your covered business income loss thereby maximizing the potential within the insurance policy to cover the loss. If you do not have a contingency operations plan, develop it with an expert in Contingency Planning.
4. Study your insurance policy. Don’t let anyone else assume this responsibility - not your employees, not your broker and certainly not the insurance adjuster. The policy was broadly written to allow flexibility by the company in adjusting the loss and the adjuster will utilize this flexibility to convince you to see things his way. The insurer wrote the insurance policy and you had no opportunity to negotiate the terms when you purchased it. Therefore, any ambiguities in the language should fall in your favor.
5. Gain control of the situation. This is your loss, not the insurance company’s loss. You must be pro-active in the insurance claims process. Your adjuster is the eyes, ears and the voice of the insurance company. Nowhere in your policy does it say that the insurance company must provide you with an adjuster. The policy states quite the contrary – all policies require you to prepare and present your claim. So why does the insurance company provide you with an adjuster? Because the company wants to control the loss adjustment by having their representative steer the process in their desired direction and to persuade you to agree to their adjuster’s calculations of the loss. Allowing the insurance company to prepare your claim is just like allowing the IRS to prepare your tax return … . They may not dig deep enough to find everything to which you are entitled!
6. Retain experts to assist you in proving the loss. You may need an architect, engineer,equipment expert, general contractor or even a coverage attorney. Make sure that they understand how to deal with insurance companies, as you want them to work in your best interest. (Even though the insurance company will be paying you, your experts may believe that since the insurance company writes the checks, they also call the shots!) The insurer will most likely bring their own preferred experts to generate reports that may favor the insurer’s perspective.
7. Demand that the company issue a large advance check upon adjuster’s first visit. Do not be embarrassed to ask for money since it is yours! This first visit is to enable the company to reserve the loss (set aside money from the company cash to pay the claim), and to strategize their approach to the claim. Although the policy does not specifically require the company to issue an advance, it is not reasonable for them to withhold money that they know they owe, especially since your cash flow requirements continue after the loss.
8. Always be aware of the players and their positions in the game. Although most in the insurance industry are honest and ethical, full disclosure of who is the agent of whom, is not the norm is this business! Your agent may have a fiduciary duty to the insurance company, not you. If he is an agent of the insurer, he does owe a fiduciary duty to them and not to you. The adjuster, on the other hand, no matter how friendly and seemingly cooperative he may appear, owes a fiduciary duty to the insurer. The claim process should not be adversarial by any means, but it is a high stakes chess game that the insurance companies play every day. This being your first or even second claim does not put you on a level playing field with the insurance company’s agents.
9. Keep in mind that adjusting a large property insurance claim is a very specialized field. Even your attorney and CPA would probably not say that they are experts in this field.Your broker, no matter how sophisticated, will most likely admit that neither he nor his firm are experienced in handling claims. He may have a claims department within the agency, but his job is to facilitate smooth communications between the insurer and you,the insured. No insurance company allows insurance brokers or agents to adjust claims over a few thousand dollars without the expertise of an adjuster as their agent in the claim.
10. Retain a claims consultant with a team of experts as your agent in the preparation of the claim. These consultants are licensed and qualified to handle your claim and act as your fiduciary. They will maximize your legitimate recovery, minimize your downtime, and create a level playing field with the insurance company throughout the claims process. They will report to you and advise, to the best of their ability, as to the best course of action. There will be literally hundreds of decisions to make regarding policy coverage and limits, customary adjusting practices and claim formatting. Do not make the mistake of collaborating with those whose goals are different than those of your business. There is much more at stake than the dollars!
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